Tag Archives: Digitization

Business Plan

Business Models Change during Pandemic 2019 – 21 in India – New Focus Areas are Digitization, Remote Labour, Artificial Intelligence, and Machine Learning

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According to the saying "If your neighbor gets laid off, it's a recession.  If you get laid off, it's a depression," (courtesy - of Harry S.  Truman).  It is a fact that any drop in economic growth results in ripple effects in society.  Recently, most of the countries had experienced a drop in economic growth due to the impact of Covid – 19.  Technically, a recession is two consecutive quarters of negative growth in the gross domestic product (GDP) which was equally occurred in India also. Thus, Read more [...]
Business Research & Analytics

Unified Payments Interface payment and its Growth – UPI Transactions and Growing Accountability in Financial System with Payment Digitization

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Unified Payments Interface (UPI) is a mobile app-based payment system that brings multiple bank accounts to one platform. It results in an effortless funds transfer experience which is quite unique in the industry.  UPI combines various banking services, smooth fund routing, plus merchant payments into a single mobile application (of any participating bank). It also handles "Peer Peer" collection requests, which can be scheduled and paid according to need and convenience. UPI was introduced in Read more [...]
Business Research & Analytics

Growing Digital payment in India and Its Benefits. Types of Digital Payments in India

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Digital payment or electronic payment is a transfer of funds from one account to another through a digital device.  No physical exchange of money is involved in digital payment.  Digital payment is completed with the help of a mobile phone, POS (Point of Sale), or computer, and a digital channel of communication.  In digital payment, both parties use electronic mediums to exchange money.  Payments made via bank transfers, mobile money, and payment cards, including credit, debit, and prepaid cards, Read more [...]
Business Consulting

Spanish Flu and Covid- 19 –Similarities of 1918 Flu and Covid – 19 – Interesting Anti-mask Protests of Spanish Flu and Covid – 19

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Spanish flu or ‘influenza pandemic of 1918’ has been considered a similar pandemic as we experienced in Covid – 19 in the recent past, per reports.  Spanish flu was reportedly caused by the H1N1 virus, which has a gene of avian origin.  The flu or its virus was circulating around the world between 1918 and 1919, according to media reports.  It was identified in the United States, in the spring of 1918, among the soldiers in the beginning. Letter carrier in New York wearing mask for Read more [...]
Data Analytics

FOREIGN CURRENCY RESERVES AND ECONOMIC STABILITY – BUILDING UP FOREGIN CURRENCY RESERVES AND ITS BENEFITS

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The foreign currency reserve is a metric to judge a nation's economic well-being.  Any drop in foreign currency reserve indicates the falling ability of a country to pay for its critical imports. Countries utilize their foreign currency reserves to maintain a fixed exchange rate for their currencies. China is an excellent example since its currency, the yuan, is pegged to the dollar. When China accumulates dollars, it increases the dollar's value relative to the yuan. This reduces the cost of Read more [...]
Business Plan

The Bitcoin Rollercoaster: De-mystifying the Myth – Cryptocurrency Market Capitalization – $2.24 trillion in January 2022

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Cryptocurrencies have lately been the most popular asset to be exchanged throughout the exchanges. The asset has garnered attention despite its ambiguity and volatility. The key reason is its independence from the physical world, which makes the asset resistant to any political, economic, or environmental changes in the international community. Of course, security and profit are also the major components that enable the growth of Bitcoins. The maturation of the asset has attracted institutional investors, Read more [...]
Business Research & Analytics

Lessons to Learn from SRI LANKA Economic Crisis – Causes and Remedial Action

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The recent drop in the Sri Lanka economy is an interesting topic to analyse. The country has faced huge forex reserves are depleting, resulting in currency depreciation, inflation, and a supply crunch.  Due to the supply shortages, people are waiting outside shops to stock up on essential goods.  The unexpected surge in demand and panic purchasing has resulted in rising prices.  This prompted the Sri Lankan government to declare an emergency, which allowed authorities to confiscate goods and determine Read more [...]
Market Research

Recent Chip Crisis and Its Impact in Major Industries – Importance of Chips in Industries

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Semiconductor chips widely now as the new oil or gold are made of silicon, which is a strong electrical conductor.  These chips are incorporated into microcircuits, which power wide range of contemporary electronic products and components.  These semiconductor materials are used in all active components, integrated circuits, microchips, transistors, and electronic sensors.  With technological advancements in many industries, semiconductors are literally the "heart" of billions of goods ranging Read more [...]
Business Research & Analytics

Company Profile and Promoters of PEGASUS or N.S.O. GROUP TECHNOLOGIES LTD – Estimated Revenue, and Worth of NSO Group Technologies Ltd

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The name Pegasus has brought a lot of curiosity among the public, of late.  Here is an outline of the company, as found in media, to explain what the company stands for, and an indication about the purpose of developing and promoting the software Pegasus. Pegasus is a software product or its brand name. Pegasus is a cyber intelligence software that remotely and secretly extracts and monitors data from any mobile device.  This software was developed by a private Israeli company known as NSO Group Read more [...]
Business Consulting

Unicorn and Fintech in the Startup World – Global Spread of Unicorns in 2020

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The word ‘Unicorn’ is a word coined with those successful start-ups. The “unicorn” was primarily a concept among U.S. companies in the beginning. In summary, Unicorn is for describing a start-up with a valuation of over $1 billion. The unicorn was first coined by venture capitalist Aileen Lee in 2013.  Today, it spans across the globe identifying new unicorns rising through the ranks each year in different geographies.  Globally, the last two decades have witnessed the start-up boom, and Read more [...]